DSA Loan partner program for Business Loan

 What is a business loan?

How Used-car loan size has been on the rise in pandemic years

 


Buyer behavior has changed when it comes to cars due to the pandemic. People are not interested in saving money but want to spend it all today. The pre-owned car market is witnessing a surge in demand. The average car loan value has increased from Rs 3.5 lacs to Rs. 4.5 lacs from pre to post-pandemic.

You can buy a good second-hand car through a used car loan. You can get a used car loan at attractive interest rates, and the repayment tenure can stretch to seven years. You will also find some lenders providing 100% loan of the car’s value. Most NBFCs and banks provide used car loans. Know more about the features & benefits of used car loan : https://blog.ruloans.com/how-used-car-loan-size-has-been-on-the-rise-in-pandemic-years/

How to Apply for DSA loan Partner Program



A DSA loan agent is a person who works individually to find potential customers who need a loan. There are many loans on the market, such as personal loans, business loans, home loans, mortgage loans, car loans, gold loans, etc. The loan broker researches and helps people to get the loan they want. For this work, they receive a certain commission from the bank, which can be called “disbursement”

Loan agents usually will be affiliated with a Bank/NBFC under their affiliate partner program. Hence they would work on getting loan leads in favor of that specific Bank.

A Loan partner program is where a loan agent works and generates leads. These leads may need any type of loan. The loan agent is responsible for processing all the information and prepares the form. Once they have completed their application, the form must be submitted to the bank. The bank then completes the loan process and disburses the loan amount to the customer. For this work, the loan broker receives a certain commission.

DSA loan agent can generate unlimited leads. When the lead you generated gets their loan amount disbursed, you get paid a commission. If you can generate maximum leads and they get their loan through us, as an agent you can earn in lakhs each month.

There are two ways the partner program works:

In the first part of the program, you will find the lead, get their loan application filled and then submit all the completed form to us. We shall then get this submitted to the Bank of the customer’s choice. Once the loan amount is disbursed, you will be eligible for a payout depending on the loan product.

In the second part of the program, you will find the lead and pass on their contact details and loan requirement to us. We shall then complete the whole loan application process. Once the loan amount is disbursed, you shall be eligible for the refer and earn payout depending on the loan product.


Why Choose Ruloans To Be A Loan DSA?

 A DSA loan is a promising career path suitable for those who want to climb to the top of their ladder of success. Ruloans has an exclusive DSA loan partner program that can help you. And we have many reasons why you should choose Ruloans to become a DSA loan.

A national brand

Ruloans is India’s one of the fastest growing loan distributors. We have a touch base in more than 600 cities over 25 states in India. Along with India’s metro cities, Ruloans is successfully carving its way through 2-tier cities to connect with customers. Ruloans has emerged as a national brand servicing loan guidance over the last decade. Working with Ruloans as a DSA will give you an opportunity to work with a national brand from your home town. You’ll be recognized as a partner in a company with national recognition and PAN India reach.

Payment on time

Becoming a loan DSA is not a simple decision you may take in your life. You think about your family, their financial future and your loan obligations before you decide to become a loan DSA. At Ruloans we take care of such worries of yours. We make timely payment of your gains and business you have done in the month. By this, you don’t have to worry about your monthly EMIs and insurance premiums. You can trust us to deliver timely payout on your hard work.

Flexible working style

By working as a loan DSA for Ruloans, you can have a flexible working style as per your preference and nature. It’s not a 9–5 job so you don’t need to work on clock hour basis, you can choose your own working hours. You will be answerable to yourself. The more business you do, the more benefits you receive. So your performance will be the sole deciding feature as to how much you will earn every month. By working with Ruloans as a loan DSA you will be your own boss.

Just focus on your business

When you work with Ruloans as loan DSA, you just need to concentrate on your leads. Either you can just refer the lead to us or work on it yourself till it gets logged in. You earn your payout accordingly. You don’t have to worry about data management and further processes attached with the business. Ruloans will take care of it on your behalf.

Personal Loan and their Advantages - Ruloans

 Personal loans are the strongest line of credit offered by banks, second to none. All other bank loans have restrictions on how they can be used, but personal loans are outside of these restrictions. Personal loans can be used for virtually any purpose other than purely speculative. Even compared to credit cards that offer unbridled spending capabilities, personal loans with higher interest rates are far behind in the race. Moreover, these loans are offered on a secured and unsecured basis and require a minimum income and an above average credit score. 

Personal loans, offered in an unsecured form, are actually advantageous for those who cannot obtain a large amount of gold or property as collateral. On the other hand, these loans have higher interest rates than secured loans. These loans are available to employees and the self-employed, and each loan application is slightly different. Personal loans for the self-employed are generally more valuable than loans for salaried workers. 

Basic Eligibility Criteria for availing Personal Loans

This is where the difference between self-employed and clerical applications begins. Of course, the basic requirements relate to your age and income level, as well as some additional requirements. 

Age Requirements 

The maximum age is between 50 and 70 years depending on the lender. However, for salaried employees, this age limit is usually lower. 

Income Levels 

Paid employees have an advantage here. Salary is not something that can be drastically reduced in a given month, so there is no need to worry for lenders. For the self-employed, companies often run the risk of incurring uncertain losses during the loan process. As such, making unsecured loans poses a significant risk to the lender. Therefore, the self-employed will require a higher turnover rate to qualify for the personal loan amount that salaried employees can penalize with a lower salary. 

Concerning additional requirements 

Most of the verification details are done by the companies they work with and the person getting the salary back has an advantage as the work history is evidence of spending and saving behavior. The self-employed have to submit significantly more documents than employees, but if you tick the boxes correctly, you will receive a higher loan amount than employees. 

Top DSA Company In India - Ruloan India

DSA full structure is Direct Selling Agent. DSA’s responsibility is to find possible clients for the bank or the NBFC they address. DSAs are searching for individuals keen on taking a credit and will direct them through the course of it.

DSAs interface the borrowers with the moneylender and deal with all the documentation expected for the advance application. DSAs likewise do checks and an expected level of investment to guarantee that the gave records are certified.

A payout is given to them to this work that they put in for both the borrower and the loan specialist. The payout they get is a level of the credit sum, and this rate relies upon the sort of advance endorsed. In certain areas, particularly in rustic regions, these DSAs are otherwise called business journalists. What’s more, both in a rustic and metropolitan region this is an incredible and effective method for bringing in some additional cash.

“Ruloans” is the in top DSA company in India, it has been in the loan industry for more than 2 decades. In these years, we have created a customer base PAN India and also created hubs (offices) so that it becomes easier to find us.

With a PAN India presence across 100+ cities, Ruloans is one of the leading credit lending establishment founded by professionals and financial experts who with an experience of 25 years have created a rich profile of satisfying the needs of more than 10 lakhs+ clients. Our internally developed highly proficient Loan Calculator algorithm helps us serve you the best options and deals for the loan/financial product of your choice. Our algorithmic engines help you by using strong factual data made from relative latest changes in the market and a calculated understanding of the future trends.

How to do Ruloans' free DSA registration?

 A person who acts on behalf of another person or group may be known as an agent. Legal terminology defines an agent as a person or an entity who has been legally empowered to act on behalf of another person or entity. This person or entity represents a client in negotiations, and other dealings with third parties.

An individual or an entity who works as a loan referral agent for any bank, NBFC, or lending institution comes to be known as a Loan Agent. Such an agent identifies, and finds potential patrons for the bank, NBFC, or lending institution, he or she represents. A loan agent therefore finds potential clientele who are looking for loans. In order to complete this assignment, the loan agent then forwards the potential leads to the institution for processing of the loan.

Ruloans free DSA registration:

To register as a Ruloans Agent:

Step 1: Visit our Website and click on ‘Partner Program’ .

Step 2: Fill in the registration details and submit the same.

Step 3: The Ruloans support team will then call you to guide, and co-ordinate a meeting with you.

Step 4: At the meeting, a Ruloans Manager will explain to you all you need to know including the process to follow while generating leads.

Step 5: Once you’re comfortable with the processes, and procedures, an agreement will be inked between you and Ruloans. Once signed and stamped, you will be an official Ruloans Agent.

Uses of Personal Loan in Emergency Funding

 Life has a way of throwing curveballs along the way that disrupt your routine and everyday life. In these emergencies, you might face emotional, physiological, and financial challenges. While you have to deal with the emotional and physiological challenges, a personal loan is available for dealing with the financial challenge.


Personal loans are unsecured, multipurpose loans that give you the funds needed for your financial needs. When an emergency strikes, personal loans can be the go-to solution for your financial needs. Here are the reasons why and how personal loans prove useful for emergency funding.


Read more about uses of personal loan in emergency funding.

Top 10 DSA in Mumbai - Ruloans India

 Ruloans partner program has been a hit since the past 2 decades. We have evolved with time to provide the best experience to our partners who then provide their expertise to customers all over India.

Through our partners we touch base in more than 500 cities in India. It’s our motto to help customers borrow right ALWAYS! And hence we work hard towards meeting this goal.

Ruloans partner program is live in every metro city in India. We have partners spread throughout the nation. These partners join us because they know Ruloans adds value to them and their career. Being associated with us gives you ample opportunities to earn high income.

Ruloans Distribution Services Private Limited (RDSPL), a registered top 10 DSA in Mumbai has partnerships with more than 150 leading Banks and NBFCs to offer loans in more than 1600+ cities in India. Ruloans retail portfolio includes Personal Loans, Business Loans, Home Loans, Loan against Property or Mortgage Loans, New Car Loan, Used Car Loan & Car Refinance, Credit Cards, and more.

Ruloans grooms its partners well so they are ready to not only face competition but also to beat them and be at the top. Our experienced staff helps you be “Market ready” and be pro active. That’s how your approach to customers looks more positive and you can improve your income.

When you join Ruloans, you automatically expand your network. Working with us allows you to get in touch with influential people online and offline. This in turn helps you generate leads and even convert them thereby leading to a hike in your income.

How to Apply for DSA Loan Partner Program — Ruloans

 A loan agent is a person who works individually to find potential leads who need a loan. There are many loans available in the market like personal loans, business loans, home loans, mortgage loans, car loans, gold loans and more. For this work, they will be paid a certain commission from the bank, which can be called “Payment”.

A Loan partner program is where a loan agent works and generates leads. These leads might require any kind of a loan. The agent would be in charge of handling all their information, getting their form ready. Once they complete their application, the form must be submitted with the Bank. The Bank will then complete the loan process and disburse the loan amount to the customer. For this work, the loan agent will be paid a certain commission.

There are two ways the DSA loan program works; In the first part of the program, you find an interested party, get his loan application and then send us all the completed forms. We send it to the bank chosen by the customer. Once the loan amount is disbursed, you may be eligible for a payout depending on the loan product. In the second part of the program, you will find interested parties and give us their contact details and loan requirements. We complete the entire loan application process. Once the loan amount is disbursed, you will be eligible for a referral and receive a payout depending on the loan product.

To register as a Ruloans DSA Loan Partner Program:

Step 1: Visit our Website and click on ‘Partner Program’ .

Step 2: Fill in the registration details and submit the same.

Step 3: The Ruloans support team will then call you to guide, and co-ordinate a meeting with you.

Step 4: At the meeting, a Ruloans Manager will explain to you all you need to know including the process to follow while generating leads.

Step 5: Once you’re comfortable with the processes, and procedures, an agreement will be inked between you and Ruloans. Once signed and stamped, you will be an official DSA loan Agent.

Ruloans Agent documentation process happens to be a minimal and simple process. You need to submit your documents for KYC, which include –

  • Aadhar Card

  • PAN Card

  • Driving License

  • Bank Account Details

Which DSA is best in India?

The Direct Selling Agents or the DSA are the professionals trained and are given the necessary skills that will be needed for them to improve in the field and generate tons of leads. DSA works has always been to generate more leads to earn more income. Hence each loan partner is taught to generate as many leads as they can and earn as much as they wish to. DSA loan partners are also called as Direct Selling Agents!

“Ruloans”is the in top 10 corporate DSA in India, it has been in the loan industry for more than 2 decades. In these years, we have created a customer base PAN India and also created hubs (offices) so that it becomes easier to find us.

Ruloans has been successfully running the loan DSA program since few years and you can find DSA loan agents spread throughout India finding and generating loan leads for various loan types like; Home loan, Business loan, New Car loan, Personal loan, Gold loan, Used car loan, Loan against Property, Credit Card, Deposits, etc.

Becoming a DSA allows you to earn a high income each month as per your terms. You can work part-time or full time and choose your working hours. You can work on weekdays or weekends and decide how many hours of effort you wish to put in.

Direct sales associates that belong to Ruloans have to follow a set of activities. Through training, we hone your skillset and ensure you can confidently get in the field.

The most effective method to do Ruloans' DSA Loan Agent Registration

 A person who acts on behalf of another person or group may be known as an agent. Legal terminology defines an agent as a person or an entity who has been legally empowered to act on behalf of another person or entity. This person or entity represents a client in negotiations, and other dealings with third parties.

An individual or an entity who works as a loan referral agent for any bank, NBFC, or lending institution comes to be known as a Loan Agent. Such an agent identifies, and finds potential patrons for the bank, NBFC, or lending institution, he or she represents. A loan agent therefore finds potential clientele who are looking for loans. In order to complete this assignment, the loan agent then forwards the potential leads to the institution for processing of the loan.

For this activity of spotting, recognizing, and categorizing a prospective loan seeker, and referring the prospect to the lender for processing and disbursing a loan, a Loan Agent receives an agreed percentage of the loan amount from the principal or lender.

Ruloans DSA Loan Agent Registration:

To register as a DSA Loan Ruloans Agent:

Step 1: Visit our Website and click on ‘Partner Program’ .

Step 2: Fill in the registration details and submit the same.

Step 3: The Ruloans support team will then call you to guide, and co-ordinate a meeting with you.

Step 4: At the meeting, a Ruloans Manager will explain to you all you need to know including the process to follow while generating leads.

Step 5: Once you’re comfortable with the processes, and procedures, an agreement will be inked between you and Ruloans. Once signed and stamped, you will be an official Ruloans Agent.

Ruloans Agent documentation process happens to be a minimal and simple process. You need to submit your documents for KYC, which include –

  • Aadhar Card
  • PAN Card
  • Driving License
  • Bank Account Details

Once the documents are submitted in advance, and duly verified, Ruloans will welcome you as a Ruloans Agent.

Ruloans is the best loan DSA company in India

 “Ruloans” is the best loan DSA company in India, it has been in the advance business for over twenty years. In these years, we have made a client base PAN India and furthermore made center points (workplaces) so it becomes simpler to track down us. Ruloans has been effectively running the advance DSA program since not many years and you can find DSA credit specialists spread all through India finding and creating advance leads for different advance sorts like; Home advance, Business advance, New Car advance, Personal advance, Gold advance, Used vehicle advance, Loan against Property, Credit Card, Deposits, and so on. Turning into a DSA permits you to procure a major league salary every month according to your terms. You can work part-time or full time and pick your functioning hours. You can deal with non-weekend days or ends of the week and conclude how long of exertion you wish to place in, Direct deals relates that have a place with Ruloans need to follow a bunch of exercises. Through preparing, we sharpen your range of abilities and guarantee you can with certainty get in the field

Ruloans is an innovative one-stop-shop for all your financial needs, including Home Loans, Personal Loans, Credit Cards, Business Loans, Balance Transfers and more.

With a PAN India presence across 1600+ cities, Ruloans is one of the leading credit lending establishments founded by professionals and financial experts who with an experience of 20+ years have created a rich profile of satisfying the needs of more than 10 lakhs+ clients. Our internally developed highly proficient Loan Calculator algorithm helps us serve you the best options and deals for the loan/financial product of your choice. Our algorithmic engines help you by using strong factual data made from relative latest changes in the market and a calculated understanding of the future trends.

Connect with us to help you take your financial decisions right and smart.

How to Apply for DSA Loan Partner Program - Ruloans

 A loan agent is a person who works individually to find potential leads who need a loan. There are many loans available in the market like personal loans, business loans, home loans, mortgage loans, car loans, gold loans and more. For this work, they will be paid a certain commission from the bank, which can be called “Payment”.

A Loan partner program is where a loan agent works and generates leads. These leads might require any kind of a loan. The agent would be in charge of handling all their information, getting their form ready. Once they complete their application, the form must be submitted with the Bank. The Bank will then complete the loan process and disburse the loan amount to the customer. For this work, the loan agent will be paid a certain commission.

There are two ways the DSA loan program works; In the first part of the program, you find an interested party, get his loan application and then send us all the completed forms. We send it to the bank chosen by the customer. Once the loan amount is disbursed, you may be eligible for a payout depending on the loan product. In the second part of the program, you will find interested parties and give us their contact details and loan requirements. We complete the entire loan application process. Once the loan amount is disbursed, you will be eligible for a referral and receive a payout depending on the loan product.

To register as a Ruloans DSA Loan Partner Program:

Step 1: Visit our Website and click on ‘Partner Program’ .

Step 2: Fill in the registration details and submit the same.

Step 3: The Ruloans support team will then call you to guide, and co-ordinate a meeting with you.

Step 4: At the meeting, a Ruloans Manager will explain to you all you need to know including the process to follow while generating leads.

Step 5: Once you’re comfortable with the processes, and procedures, an agreement will be inked between you and Ruloans. Once signed and stamped, you will be an official DSA loan Agent.

Ruloans Agent documentation process happens to be a minimal and simple process. You need to submit your documents for KYC, which include –

  • Aadhar Card
  • PAN Card
  • Driving License
  • Bank Account Details

How to become a Ruloans Loan DSA Partner?

 A person who acts on behalf of another person or group may be known as an agent. Legal terminology defines an agent as a person or entity authorized to act on behalf of another person or entity. This person or entity represents the client in negotiations and other dealings with third parties.

An individual or an entity who works as a loan referral agent for any bank, NBFC, or lending institution comes to be known as a Loan Agent. Such an agent identifies, and finds potential patrons for the bank, NBFC, or lending institution, he or she represents. A DSA loan agent therefore finds potential clientele who are looking for loans. In order to complete this assignment, the DSA loan agent then forwards the potential leads to the institution for processing of the loan.

For this activity of finding, identifying and categorizing a potential applicant for a loan and referring the potential applicant to the borrower for the purpose of processing and disbursing the loan, the loan intermediary receives an agreed percentage of the loan amount from the principal or creditor.

Ruloans Agent

Ruloans trains and equips individuals to act as professional loan agents who generate loan leads. As a pioneer in the lending industry for the past two decades, Ruloans has carved a niche for itself with the mantra — “helping customers borrow right”! How a Ruloans agent sees, identifies, classifies and advises you on a future potential customer looking for a loan or credit, which can be of the following types.

  • Personal Loan
  • Home Loan
  • Loan against Property
  • Business Loan
  • New Car Loan
  • Used Car Loan
  • Gold Loan
  • Credit Cards and more

Some Benefits of Joining Ruloans Loan DSA Program 

 A DSA (direct selling agent)t is a person who can develop an understanding of the products we offer to customers. They are supposed to generate leads for all financial products Ruloans has to offer. On each lead, the DSA can earn benefits.

Some Benefits of Joining Ruloans Loan DSA program:

  • As our partner, you can earn a huge amount through bank dsa commissions.

  • You can be your own boss and work as per your convenience.

  • As a Ruloans DSA, all you have to do is refer all kinds of loan leads to us. Ruloans will continue with the loan application process.

  • As a Ruloans loan DSA agent you can widen your network and establish new contacts that will help you earn lot of income.

  • When you join our DSA program, you become a part of this promising and high-potential industry.

  • We must tell you that you can pursue your own business or work in your job along with being a DSA with Ruloans.

  • There is no need of Deposit or Investments.

  • Ruloans offers lucrative slab-wise incentives.

  • Being part of Ruloans gives you recognition as a channel partner of a national loan distribution house.

DSA Loan partner program for Business Loan - Ruloans

 Business loans are loans given to specific individuals who are running their business or planning to start their own business. Such loans help these visionaries with capital needed for day-to-day activities. With the loan amount, you can not only build your business, but also compete with other players on the market and earn money. There are so many entrepreneurs in India that business loans have become very popular. With such a demand for this loan product, there are many opportunities for banks and NBFCs to convert more customers and help them build their dream. One way to do this is through an affiliate program.

 Below are ways on how partner program works with Business Loans

You must complete the entire loan process right from filling in the details of the entrepreneur and his requirements. Then you need to send the file to bank or DSA agent.

You must share the lead details with DSA agent along with their business loan requirement. Bank will then contact the lead, follow up with them, complete their loan application and maintain the file.

Join the business Loan DSA partner program

There is a lot of effort that goes into finding the right customers and converting that lead. Doing this alone might be tiresome and hence by joining a partner program, you can get help from the Bank/NBFC as well as their network.

As a business loan DSA Partner, you get paid every time you convert a lead yourself, when the lead details provided to you are converted. More potential customers means more income for you. 

Benefits of Loan DSA Franchise - Ruloans

Any person with entrepreneurial instincts who wants to improve their professional status and passion for business can become a part of DSA program. Start your interpersonal skills and act as a credit partner to enjoy a successful business. A person who is knowledgeable about the types of loans provided by financial and lending institutions can "Register as a Loan DSA Franchise" and advise prospective loan applicants to choose the best option to finance their dreams through personal loans, business loans and home loans etc.

Benefits of Loan DSA Franchise

  • One can earn the big pay-outs in terms of incentives. There are no restrictions on referrals and you can generate as many leads as possible
  • The biggest advantage of this franchise is that you will be your own chief. You can work in flexible hours retaining your primary job and business and you can work from wherever you feel comfortable.
  • You will be a part of promising financial company, which is known for delivering excellent services in terms of loan products and customer support. Once you started working with us, you will never want to stop.
  •  It would prove to be hassle-free business to you as you don’t require any investment or security deposit to start a highly lucrative business because you are welcomed here as you are.

Who are DSA Loan Partner?

 Have you ever been in a position where you applied for a loan at a bank, not directly from the bank, but through an agent? Have you ever wondered why this person is trying to get you to apply for a loan when you can do it by visiting a bank or a non-banking company (NBFC)? Well, for starters, more often than not, it’s not a scam.

DSA loan partner’s job is to find potential customers for the bank they represent. For this purpose, DSAs are looking for people who are looking for a loan. These leads are then routed to the appropriate bank or NBFC and the loan process continues. A fee is provided for the efforts provided by loan DSA partner. This payment is a percentage of the loan type and loan amount. And this payment is a good way to earn a little extra. In rural areas, DSAs are known as business correspondents.

What Is The Process Of Loan DSA Partner Registration?

DSA's job is to find potential customers for the bank they represent. For this purpose, DSAs are looking for people who are looking for a loan. These leads are then routed to the appropriate bank or NBFC and the loan process continues.

It goes without saying that there is a process to follow when it comes to becoming a direct sales representative. One cannot wake up and start selling loans from the bank. You must register first. Different banks, NBFCs and lending platforms have their own registration process. Below are the step for  loan DSA Partner Registration.

  • Visit and Submit your application to the bank, NBFC, or lending platform.
  • Make the necessary payment.
  • Once the payment has been made, you will be contacted by the bank, NBFC, or lending platform and will be asked to furnish certain documents.
  • Post this, your documents will be verified, a legal team will start a due diligence process, and your CIBIL score and credit history will be checked.
  • If there are no problems with the background check, a DSA registration agreement with the right stamp duty will be sent to you.
  • Fill in the required details, sign the agreement, and submit it.
  • The DSA code will be issued to you.
  • Once you receive the code you can start uploading loan documents.

Become a Personal Loan DSA Agent with Ruloans: A Gateway to Financial Growth

  In today’s fast-paced world, everyone is looking for ways to secure an additional source of income. If you’re someone who has a knack for ...